
Four Wheeler Insurance
Your car is more than just a mode of transportation—it’s an essential part of your daily life. Whether it’s for your work commute, family trips, or weekend getaways, protecting your car with the right insurance ensures you’re covered in case of unexpected events. At ADVIK MOTOR INSURANCE, we offer comprehensive private car insurance that provides you with reliable, affordable coverage, tailored to your needs.
What We Offer
Our private car insurance policies are designed to give you complete peace of mind. From accident damage to theft or third-party liability, we offer flexible insurance plans that ensure you, your car, and other road users are protected at all times.
Comprehensive Car Insurance
Our comprehensive car insurance policy offers the highest level of protection for your vehicle. It covers your car against damage caused by accidents, fire, theft, natural disasters, and more. Additionally, it includes third-party liability, ensuring you’re covered for any damages caused to others while driving your car.
Key Features:
- Accident Coverage: Protection for your car in case of accidents or collisions.
- Theft & Fire Protection: Coverage for theft, fire, or vandalism.
- Natural Calamities: Protection against damages caused by floods, earthquakes, or other natural disasters.
- Third-Party Liability: Covers damages or injuries caused to third-party property or individuals.
- Personal Accident Cover: Financial support for you and your passengers in case of injury due to an accident.
Third-Party Car Insurance
This is a cost-effective and essential option for those seeking basic coverage. Our third-party insurance offers financial protection in case you are involved in an accident where damage is caused to a third party’s property or if someone is injured. This is the minimum legal requirement in many areas, and it ensures you’re compliant with the law.
Key Features:
- Third-Party Property Damage: Covers damage to other vehicles or property.
- Third-Party Injury or Death: Covers injury or death caused to third parties due to your vehicle.
- Legal Liability: Protection against legal costs or claims arising from accidents.
Own Damage Insurance
For those who only need coverage for their vehicle, our own damage insurance protects your car from accidents, theft, fire, and natural calamities. It does not cover third-party liability but provides peace of mind for any damage to your own vehicle.
Key Features:
- Accident & Collision Coverage: Protects your car in case of a collision or accident.
- Fire & Theft Protection: Safeguard your car against fire or theft-related damages.
- Natural Calamities: Coverage for damages caused by floods, storms, or earthquakes.
Add-On Covers for Extra Protection
To enhance your coverage, we offer a range of add-ons that you can choose to complement your car insurance. These optional covers provide additional protection tailored to your needs, ensuring that your car is comprehensively covered against various risks.
Available Add-Ons:
- Zero Depreciation Cover: Get the full value of parts without depreciation deductions in case of claims.
- Roadside Assistance: 24/7 emergency help for breakdowns, tire changes, accidents, or other roadside emergencies.
- Engine & Gearbox Protection: Protection against engine and gearbox damage that may not be included in your standard policy.
- Return to Invoice: In case of total loss or theft, you receive the full invoice value of your car, not the depreciated value.
- Nominated Driver Cover: Coverage for specific drivers who regularly use your vehicle.