Commercial Vehicle Insurance

Commercial Vehicle Insurance

For businesses that rely on commercial vehicles—whether for transporting goods, passengers, or equipment—ensuring they are adequately protected is essential. At ADVIK MOTOR INSURANCE, we offer comprehensive commercial vehicle insurance to safeguard your business assets and provide financial security in the event of an unforeseen incident. Whether you own a fleet of trucks, vans, buses, or any other commercial vehicle, our tailored insurance plans help keep your business running smoothly.

What We Offer

Our commercial vehicle insurance policies provide broad coverage for your vehicles and drivers, protecting against accidents, theft, fire, natural disasters, and third-party liabilities. We offer flexible plans designed to suit businesses of all sizes, from small business owners with a single vehicle to large fleets requiring specialized coverage.

Comprehensive Commercial Vehicle Insurance

Our comprehensive commercial vehicle insurance offers all-around protection, covering your vehicles for damages resulting from accidents, theft, fire, natural calamities, and more. This policy also includes third-party liability coverage, ensuring that you’re financially protected in case your vehicle causes damage to another person or their property.

Key Features:

  • Accident & Collision Coverage: Protection for your commercial vehicles in case of accidents, collisions, or impacts.
  • Theft & Fire Protection: Coverage against theft, fire, or vandalism that may damage your vehicles.
  • Natural Calamities: Protection against damages caused by floods, earthquakes, storms, or other natural disasters.
  • Third-Party Liability: Covers any damage caused to third-party property or injuries to others while using your vehicle.
  • Personal Accident Cover: Financial protection for the driver and passengers in case of accidents.

Third-Party Commercial Vehicle Insurance

This insurance option provides the essential legal coverage required for commercial vehicles. It protects you against liabilities arising from damage caused to third-party property or injuries to others while your vehicle is in operation. It is ideal for businesses looking for a basic, cost-effective option to meet legal requirements.

Key Features:

  • Third-Party Property Damage: Covers the cost of damage caused to another person’s property or vehicle.
  • Third-Party Injury or Death: Financial protection for injuries or fatalities caused to third parties.
  • Legal Liability: Covers the legal costs and expenses in case of a claim or lawsuit.

Add-On Covers for Enhanced Protection

To ensure your business is fully covered, we offer a range of add-ons that can be added to your commercial vehicle insurance policy. These optional covers offer enhanced protection against specific risks.

Available Add-Ons:

  • Zero Depreciation Cover: Ensures that no depreciation is applied to the vehicle’s parts in the event of a claim, giving you full value for repairs.
  • Roadside Assistance: 24/7 support for breakdowns, tire changes, fuel delivery, and other emergency services.
  • Engine & Gearbox Protection: Provides coverage for engine and gearbox damages not typically included in a standard policy.
  • Passenger Liability Cover: Protects against any injuries or fatalities involving passengers traveling in your commercial vehicle.
  • Legal Assistance Cover: Covers legal costs if your business is involved in any lawsuits related to vehicle accidents.
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