Three-Wheeler Insurance

Three-Wheeler Insurance

Three-wheelers play a crucial role in providing transport for both passengers and goods, making them an essential part of many businesses and daily routines. At ADVIK MOTOR INSURANCE, we offer specialized three-wheeler insurance to help keep your vehicle—and your livelihood—protected. Whether you’re using your three-wheeler for personal or commercial purposes, our tailored insurance plans provide the coverage you need to ensure peace of mind on the road.

What We Offer

Our three-wheeler insurance policies are designed to provide comprehensive protection against a variety of risks, including accidents, theft, fire, and third-party liabilities. We offer both Comprehensive Coverage and Third-Party Liability Insurance to cater to your specific needs.

Comprehensive Three-Wheeler Insurance

For total protection, our comprehensive three-wheeler insurance policy covers your vehicle against damage from accidents, natural calamities, fire, theft, and more. This all-encompassing coverage also includes third-party liability, ensuring you’re protected in case of accidents that involve other people or property.

Key Features:

  • Accident & Collision Coverage: Protection against damage caused by accidents or collisions with other vehicles or objects.
  • Theft & Fire Protection: Coverage for damage caused by theft or fire.
  • Natural Calamities: Coverage for damage caused by floods, storms, or other natural events.
  • Third-Party Liability: Covers damages or injuries caused to third parties in an accident.
  • Personal Accident Cover: Provides coverage for the driver and passengers in case of accidental injury.

Third-Party Liability Insurance

This policy is the most basic form of coverage, offering financial protection against third-party damages. It is mandatory in many regions for all commercial and private three-wheelers. This plan covers injuries, damages, or death caused to others as a result of your vehicle.

Key Features:

  • Third-Party Property Damage: Covers damage caused to third-party property, such as vehicles or infrastructure.
  • Third-Party Injury or Death: Protection against legal liabilities or medical expenses for third-party injuries or fatalities.
  • Legal Liability: Helps cover the cost of legal proceedings in case of a claim.

Add-On Covers for Extra Protection

You can further enhance your three-wheeler insurance with a range of add-ons that offer additional protection tailored to your vehicle’s needs. These options are designed to give you peace of mind and protect your three-wheeler from more specific risks.

Available Add-Ons:

  • Zero Depreciation Cover: Ensures you get the full value of your vehicle without any deductions for depreciation of parts.
  • Roadside Assistance: 24/7 support for emergencies such as breakdowns or accidents, offering help on the spot wherever you are.
  • Engine & Gearbox Protection: Protection against damage to your engine and gearbox, covering scenarios that aren’t typically part of standard policies.
  • Loss of Key Protection: Coverage for the replacement costs of lost or stolen vehicle keys.